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Payment Processing — Flat Rate Plans
Flat Rate Payment Processing

One rate.
Zero surprises.

Interchange fees, transaction fees, and SaaS costs — all bundled into a single predictable monthly payment.

🌐
Powered WebsiteCity Hive platform
📦
Orders HubOnline order management
💳
Free TerminalPayment hardware included
🔄
Interchange PassFees fully bundled
⭐
Integrated Loyalty ProgramEarn & redeem points in-store and online
🎁
Integrated Gift CardsSell & redeem across all channels
💬
Integrated CRMSMS and email marketing built in
🤖
Automated CRMBehavior-based customer notifications
💰
Annual RebateIssued after 12 months processing
Under $100k: flat fee increments of +$400/mo, rate varies by volume. At $100k+: fee = 2.50% of actual monthly volume — ranges reflect low to high end of each band.

Monthly Processing Volume

Monthly Fee

Annual Fee

Effective Rate

Annual Rebate

Eff. Rate Post-Rebate

1

Under $25,000

$899

$10,788

≥ 3.60%

$599

≥ 3.40%

2

$25,000 – $50,000

$750 – $1,500

$9,000 – $18,000

1.50% – 6.00%

$500 – $1,000

2.83%

3

$50,000 – $75,000

$1,425 – $2,138

$17,100 – $25,656

1.90% – 4.28%

$950 – $1,425

2.69%

4

$75,000 – $100,000

$1,950 – $2,600

$23,400 – $31,200

1.95% – 3.47%

$1,300 – $1,733

2.46%

2.50% flat rate begins at $100k / month

5

$100,000 – $125,000

$2,500 – $3,125

$30,000 – $37,500

2.50%

$1,667 – $2,083

2.36%

6

$125,000 – $150,000

$3,125 – $3,750

$37,500 – $45,000

2.50%

$2,083 – $2,500

2.36%

7

$150,000 – $175,000

$3,750 – $4,375

$45,000 – $52,500

2.50%

$2,500 – $2,917

2.36%

8

$175,000 – $200,000

$4,375 – $5,000

$52,500 – $60,000

2.50%

$2,917 – $3,333

2.36%

9

$200,000 – $225,000

$5,000 – $5,625

$60,000 – $67,500

2.50%

$3,333 – $3,750

2.36%

10

$225,000 – $250,000

$5,625 – $6,250

$67,500 – $75,000

2.50%

$3,750 – $4,167

2.36%

11

$250,000 – $275,000

$6,250 – $6,875

$75,000 – $82,500

2.50%

$4,167 – $4,583

2.36%

12

$275,000 – $300,000

$6,875 – $7,500

$82,500 – $90,000

2.50%

$4,583 – $5,000

2.36%

13

$300,000 – $325,000

$7,500 – $8,125

$90,000 – $97,500

2.50%

$5,000 – $5,417

2.36%

14

$325,000 – $350,000

$8,125 – $8,750

$97,500 – $105,000

2.50%

$5,417 – $5,833

2.36%

15

$350,000 – $375,000

$8,750 – $9,375

$105,000 – $112,500

2.50%

$5,833 – $6,250

2.36%

16

$375,000 – $400,000

$9,375 – $10,000

$112,500 – $120,000

2.50%

$6,250 – $6,667

2.36%

17

$400,000 – $425,000

$10,000 – $10,625

$120,000 – $127,500

2.50%

$6,667 – $7,083

2.36%

18

$425,000 – $450,000

$10,625 – $11,250

$127,500 – $135,000

2.50%

$7,083 – $7,500

2.36%

19

$450,000 – $475,000

$11,250 – $11,875

$135,000 – $142,500

2.50%

$7,500 – $7,917

2.36%

20

$475,000 – $500,000

$11,875 – $12,500

$142,500 – $150,000

2.50%

$7,917 – $8,333

2.36%

21

Over $500,000

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